The Cooperative for All
Gorkha Savings and Credit Cooperative proudly serves Dharan and surrounding communities, ensuring comprehensive financial inclusion, trust, and empowerment. Experience reliable cooperative banking and community solutions to elevate your financial journey.
Our Story
Under Nepal's Cooperative Act, Gorkha Savings & Credit Cooperative Ltd. began its journey after receiving formal registration from the Division Cooperative Office, Bhadrapur on 2058-01-30 B.S. (May 2001). Established by 245 visionary founding members (72 women and 175 men) with an initial share capital of NPR 2,266,000, the cooperative officially commenced financial operations on 2059-02-01 B.S.
Guided by the time-honored cooperative ethos 'one for all, and all for one', Gorkha SACCOS has grown into an enduring pillar of community trust across Dharan Sub-Metropolitan City. Serving more than 2,253 shareholder members with total share capital exceeding NPR 42.99 million, our institution operates under strict regulatory supervision and the Nepal Savings and Credit Central Cooperative Union (NEFSCUN), actively fueling local entrepreneurship and sustainable prosperity.
Total Share Capital
NPR 42.99M+
Customer / Member Base
2,253+ Members
Working Area (Dharan)
20 Wards
Years of Dedicated Service
23+ Years
Member Demographics
1,041 F | 1,012 M
Child Savers
28+ Savers
Affiliated Groups
4 Groups
Founding Members (2058)
245 Founders
Apex Cooperative Union
NEFSCUN Supervised
Initial Share Capital (2058)
NPR 2.26 Million
Regulatory Division Office
Div. Coop, Bhadrapur
Annual Business Plan
FY 2081/82 Active
Mission
To empower our members and local communities across Dharan by delivering accessible, secure, and innovative cooperative financial services, fostering sustainable entrepreneurship, and upholding the highest standards of transparency and cooperative excellence to ensure optimum benefits for all stakeholders at all times.
Vision
The Cooperative shares a common vision of "The Cooperative for All" amongst its Promoters, Directors, Management Team, and Staff in commitment to providing the highest standard of financial services and socio-economic empowerment for members from all regions and societies.
Our Community Presence
Gorkha Savings & Credit Cooperative Ltd. has been steadily expanding and strengthening its community-driven financial services across Dharan Sub-Metropolitan City (covering all Wards 1 to 20) and the surrounding regions of Sunsari District. With an active member base of over 2,253 dedicated shareholders (1,041 female and 1,012 male members), 28 child savers, and 4 specialized member groups, the cooperative mobilizes dedicated field and relationship representatives to ensure doorstep convenience, transparent deposit mobilization, and access to formal financial channels.
Duly registered with the Division Cooperative Office, Bhadrapur and operating in full compliance with Nepal’s Cooperative Act (2074), Gorkha SACCOS maintains active affiliations with apex bodies including the Nepal Federation of Savings and Credit Cooperative Unions (NEFSCUN) and the District Cooperative Union. Backed by disciplined financial governance and sound liquidity management, the cooperative actively provides affordable credit to local micro, small, and medium enterprises (MSMEs), women entrepreneurs, and sustainable community development initiatives.
Chairman's Message
Despite numerous economic challenges and sluggish macroeconomic conditions, Gorkha Savings and Credit Cooperative Ltd. has remained resilient, sound, and firmly dedicated to member welfare. Operating with the conviction that our deeds must honor our name, the institution continuously strives to deliver fast, prompt, reliable, and high-quality services by integrating prudent financial policies, discipline, and secure technologies. Shareholders must recognize their vital responsibilities toward the institution—investing capital wisely, earning fair returns, and becoming self-reliant entrepreneurs. Under Nepal’s national three-pillar economy, cooperatives embody the timeless principle of "one for all, and all for one," ensuring members turn economic challenges into enduring prosperity.
Our vision towards digitization
The digital revolution in financial services has occurred at an unprecedented rate, transforming how cooperatives interact with members. Strengthening our technological capabilities remains a vital focus for our long-term vision. Today, every activity, financial report, annual audit, and service of our cooperative can be accessed transparently by members from any location through our modern website. By coupling modern digital accessibility with financial literacy campaigns across Dharan, we ensure our members enjoy fast, secure, and dignified cooperative banking.
Our Journey
Key milestones and institutional progress over the years
Registered at Division Cooperative Office, Bhadrapur on 2058-01-30 with 245 founding members and NPR 2.26M initial share capital.
Commenced formal banking and financial operations on 2059-02-01, providing accessible savings and loan facilities across Dharan.
Affiliated with Nepal Federation of Savings and Credit Cooperative Unions (NEFSCUN) and Sunsari District Cooperative Union.
Introduced targeted Women Empowerment Savings & Child Savers accounts, driving inclusive community financial literacy.
Institutional restructuring under Nepal Cooperative Act 2074, expanding official working area to all 20 wards of Dharan.
Crossed 2,000 active shareholder members and expanded Micro, Small & Medium Enterprise (MSME) productive credit facilities.
Strengthened digital cooperative infrastructure and official web portal for real-time member transparency and remote access.
Achieved NPR 42.99M+ in share capital, 2,253+ members, and rolled out the Annual Member Self-Employment Enterprise Plan.
Registered at Division Cooperative Office, Bhadrapur on 2058-01-30 with 245 founding members and NPR 2.26M initial share capital.
Commenced formal banking and financial operations on 2059-02-01, providing accessible savings and loan facilities across Dharan.
Affiliated with Nepal Federation of Savings and Credit Cooperative Unions (NEFSCUN) and Sunsari District Cooperative Union.
Introduced targeted Women Empowerment Savings & Child Savers accounts, driving inclusive community financial literacy.
Institutional restructuring under Nepal Cooperative Act 2074, expanding official working area to all 20 wards of Dharan.
Crossed 2,000 active shareholder members and expanded Micro, Small & Medium Enterprise (MSME) productive credit facilities.
Strengthened digital cooperative infrastructure and official web portal for real-time member transparency and remote access.
Achieved NPR 42.99M+ in share capital, 2,253+ members, and rolled out the Annual Member Self-Employment Enterprise Plan.
Guiding Our
Strategic Vision
